A fully Secure and Private Blockchain based Digital Filing Cabinet which enables the consumer to securely store, control and manage their data. Privacy Private Blockchain, linked to Public Blockchain. Consumer Control Providing the consumer secure access to quotes for products and services, if and when the consumer wants. YBK Tokens Used for discounts on products and services, and awarded upon completion of transactions. Built For Business Offering service providers a secure platform to upload their pricing and underwriting matrix. Smart Contracts Smart contracts between the consumer and service providers completed on the Blockchain, achieving immutability and data integrity. Data Integrity Provides up to date and accurate information to service providers/suppliers. Allowing them to quote with a higher level of accuracy and lower risk factor.