Taking the opportunity that, in Asia, the transaction fees are very high and always added on top of the final price, instead of proposing loyalty points to customers who are mostly tourists and will unlikely return, we are using those transaction fees to finance the SxP token masternodes and give our merchants and customers some rewards! An existing product Our product already exists (released in 2016) and is ready to be marketed and spread across Southeast Asia. We have a clear roadmap to ensure a product market fit at each step (offline sellers to online merchants). A mature team Our management team, composed of experienced and dynamic members and serial entrepreneurs, covers a wide range of skills. Applying existing technology We are building on top of other existing technologies such as using payment aggregators instead of setting up our own payment gateway, which is time consuming. We are leveraging the Ethereum blockchain technology to bring cryptocurrency transactions to small and medium businesses. The right place We are targeting Southeast Asia first - as an Asian-based team and company, we know that our product is the right answer to the local payment needs. Typically, SelfPay enables performing the critical step of entering credit card information on the buyer's device, helping to build up the trust that is needed to place such transactions in Asia. A unique approach Business-to-business (B2B) While most of the projects are targeting Business-to-Consumer, we are also targeting Business-to-Business. We want to smooth up financial transactions between distributors, retailers and wholesalers by providing lower fees made possible by cryptocurrencies, but also by providing credit facilities, powered by other decentralized technologies. Cross-border across S.E.A. Business-to-Business cross-border payments in Asia happen everyday, although could be much improved: high fees, not working during weekends, high local bank fees, etc. It is slowing down the entire ecosystem in Southeast Asia.