Loanbyte is a lending and investment, multicurrencyand multifunctional online platform. There, investorsand borrowers meet each other and have theopportunity to lend money on mutually beneficialterms. The interest rate meets the expectations ofboth the investor and the borrower; no pledges, nomortgage, no guarantee, no collateral insurance, no borrower’s life insurance. Loanbyte is a unique service that allows individuals to access loans from the comfort of their home in fiat currencies or crypto-currencies. The borrower needs only to determine the loan term, amount and currency, then complete the application and wait for its approval. Loanbyte is a multi-functional platform that allows each participant to keep money in a multi-currency online wallet, buy and sell currency on the exchange, invest money and get a loan in a convenient currency.