Swiss company GoodX Finance Network AG together with its subsidiaries (GoodX) is creating a platform for regular consumers to manage fiat currencies, cryptocurrency, investment gold, and other assets from one interface with zero fees. GoodX mobile and web apps feature seamless conversion and transfers between different assets with highly competitive spreads. Today, GoodX offers an everyday multicurrency multi-asset payment and credit solution worldwide. We envision that further growth would eventually make GoodX the largest source of liquidity in the world, decentralizing and democratizing access to finance across the globe. Token Generation Event GoodX Finance Network AG seeks at least $50 million (USD) funding in exchange for utility tokens issued during the uncapped Token Generation Event (TGE) scheduled for [date]. The funds will be used to establish the pool of liquidity for servicing the initial client base and to rapidly scale its fully-developed mobile multicurrency multi-asset platform. Our 3-year goal is to scale the mobile payment and credit platform to 3 million* active users worldwide, which will enable the rapid scaling of GoodX. After gaining the initial user base, the growth in assets and increasing network effects will attract additional liquidity. Problem and market Today people move between countries, work for companies in several jurisdictions, and have colleagues, friends and relatives in more than a dozen countries. People might have debt in one currency, income in another, and savings in a third. Some countries have a lack of investment opportunities and others suffer from high interest rates. Yet the antiquated banking system prevents a free flow of liquidity between assets and regions. Some countries also have restrictive monetary policies that makes it difficult to send money abroad. Meanwhile, neither gold, the oldest form of saving, nor new digital assets can fully substitute the fiat financial system.