About Fluzcoin “Everyone can create money; the problem is to get it accepted” - Hyman Minsky Fluzcoin solution Fluzcoin, as an independent retail coin structured in computer-aided governance, solves the problems of speed, cost, compliance and excess volatility; ushering in a true retail coin ready for mass adoption. Fluzcoin’s Artificial Intelligence (AI) algorithm, EUNOMIA, overcomes crypto-economic volatility with real-time, computer-aided market corrections to the Fluzcoin supply and demand. The value generated by minting new Fluzcoins is maximized by Fluzcoin holders in the form of proof of stake; meaning the accumulation of Fluzcoin, results in an appreciation path similar to traditional cryptocurrencies even though the value of an individual Fluzcoin may never skyrocket. Fluzcoin’s computer-governed economy results in a transparent and predictable fluctuation path, compared to FIAT and crypto-currencies. Fluzcoin’s clever, patent-pending (United States patent application pending 62/648,206) coin minting rationale creates additional value without the need for energy intensive crypto-mining infrastructure. The appeal of Fluzcoin Fluzcoin holders enjoy effortless minting of new coins by simply holding the coin; making Fluzcoin the most rewarding retail currency available. Retail prices in Fluzcoin are also likely to be lower than FIAT values, as merchants are able to pass transaction cost-savings to customers. Lower prices combined with strong commercial discounts, partially paid from the Fluzcoin Initial Coin Offering (ICO) raise, and an easy to use mobile app environment, incentivizes consumer adaptation. Merchants benefit from Fluzcoin as it allows for cost and default-risk free transactions with collected funds available in real time, which are immediately convertible to FIAT currencies. All Fluzcoin retail participants will have cleared Know-Your-Customer (KYC) making it a compliant coin for the accepting merchant who gains exposure to a new generation of digital and mobile consumers. Data Economy and Data Network Effects Data is the new oil - as the Economist eloquently describes on its cover in May last year. And data is what merchants in the non-ecom sphere struggle to harvest. Fluzcoin enables merchants to glean data-driven insights that drive profitable decision-making. Aggregating over individual shoppers the Fluzcoin Consumer Insights API enables merchants to dock on and retrieve information and insights about the behaviour, interests and intents of their shoppers. Wondering what to restock, how to handle a big promotion period coming up, how much to invest stock and visibility to a new brand, OEM or celebrity that onboards the offer? Just ask the Consumer Insights API for data-driven insights that inform the decision-making of brands allowing analyses only in the carefully guarded aggregate, safeguards the privacy of Fluzcoin users by maintaining full anonymity. Fluzcoin’s ability to create massive data-sets gives rise to data network effects. The broader Fluzcoin adoption; the better the consumer insights merchants can draw from implementing and incentivising Fluzcoin - strengthening the depths and breadths of consumer insights.