Many operating in the world of community based finance are underserved when it comes to technology that truly benefits their members. Systems provided by the established Financial Services providers are often designed for larger banks and do not ‘scale down’ well. Compliance with regulations such as General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) with limited resources present additional burdens. Digital money and cryptographic currency technologies have definite benefits that can be exploited but choosing appropriate platforms can be difficult. At the core of the BITCUB project is technology that has major benefits for those operating in the world of community based finance. This deep learning/artificial intelligence (A.I.) technology does the heavy lifting when it comes to selecting the most appropriate type of blockchain and distributed ledger technology (DLT) for key financial applications. BITCUB delivers cost effective and compliant services specifically aimed at 3rd and 4th tier financial institutions, in addition to engaging new products for the customers they serve.